Money saving things I did this past week (Feb. 2)

Here’s a bunch of things I did to save money this week. Since I finished my taxes, thought it would be a good time to get our savings back up. Really need to get our rainy-day fund up to a solid level (3 or 6 months income).

1. Put my gym membership on hold. Will ski/snowshoe more behind my house. (save $60/month)
2. Moved $1,000 in credit debt from Citibank 18% card to Discover card (new) at 0% which lasts till Dec. 2009; paid 3% to that transfer; will pay off rest of 18% card — about $350. (Assume we keep dept rest of year– save $12/month)
3. Temporarily stopped most long-term investments into college fund and retirement funds (moved 401K to min. % to get matching so we still have that going at 8%). [Yes, I know this is the best time to invest in the market (as Kevin reminds me). Will turn it back on when we reach our savings fund goal hopefully by June.gym] (gain $600/month)
4. Moved W-4 back to a normal withholding level. Had it higher to account for job shift change last year: (gain $600/month)
5. Went with lower speed on household Internet service (save $20/month)

Total saved: $1300/month